Showing posts with label Brantford. Show all posts
Showing posts with label Brantford. Show all posts

Monday, October 9, 2017

109 Park Avenue - Excellent All Brick Duplex!



JUST LISTED BY WALLY DUFRAT AT RE/MAX TWIN CITY REALTY, INC:



    Listed At:  $314,927




Location, Location, Location! Great all brick duplex within walking distance to the university. Meticulously maintained with many recent updates including windows (2015), furnace (2009), and roof (2016). One (1) bedroom unit rents for $900 per month and two (2) bedroom unit rents for $950 per month. Tenants are responsible for hydro and water on separate meters. Landlord is responsible for gas. Expenditures include insurance ($855), gas ($1096), rental water heaters ($315). Check out 111 Park Avenue being offered by the same seller next door.


Property Features
  • Excellent Location
  • Well Maintained
  • New Roof
  • Recent Renovations
  • Walking Distance to University





Photos 







Wally Dufrat | Sales Representative
RE/MAX Twin City Realty, Inc. Brokerage
515 Park Road North | Brantford, ON N3R 7K8


Direct:  (519) 752-5400 | Cell: (519) 761-7400 | Fax: 519-752-3400

Before You Buy or Sell Your Next Home, Visit My Websites at:
www.BrantfordHomeInfo.com or www.FreeBrantfordHomeInfo.com for FREE Information!
 


Monday, February 22, 2016

Use a Buyer’s Agent When Buying a Home!

There’s a difference in real estate representation that all Ontario home buyers need to know!

While the law allows both the buyer and seller to be represented by the same real estate agent, this is not in the buyer’s best interest. This is because the seller has different goals in mind than the buyer does!

Sellers want the highest possible sales price, and terms that serve their advantage. As the buyer, you want exactly the opposite!

Home buyers deserve individual representation when it comes to negotiating the price and terms of the home sale. You deserve to have loyalty, accountability, trustworthy advice, and full disclosure from your agent. Your motives and finances should be kept confidential from the seller. But without a Buyer’s Agent, you are not assured of any of those things!

By law, you are allowed to have a Buyer’s Agent represent you! There are several ways this works to your advantage:

  • Access to all homes for sale, without bias
  • Dedicated representation
  • Protection of your best interests
  • Disclosure of material facts than could influence your decisions
  • Assistance with all phases of the home buying process
  • Counseling about home prices, market conditions and strategic offers 


If you are looking to buy a home in Brantford or the surrounding area, you can trust me to provide you with reliable Buyer Agent services. I can help you find the right home for your needs, and save you money by negotiating diligently on your behalf.

Contact me today for expert home buying guidance!

Wally Dufrat
Re/Max Twin City Realty, Inc.
Phone: 519-752-5400
515 Park Road North

Brantford, Ontario N3R 7K8

Thursday, September 20, 2012

Your Brantford Home Maintenance Checklist for September!

Well, summer has officially come to an end. The days are starting to get shorter, school has begun and it’s time for that ever-irritating chore: fall cleaning.

As a Brantford/Brant County Real Estate agent, I encourage homeowners to do some serious maintenance during the fall and spring seasons because it’s imperative to keeping their property in tip-top shape. Even if you plan on living in your home for several years to come, you won’t live in it forever. When the time comes to list your home in the Brantford/Brant County real estate market, your home will need to have been well taken care-of and maintained in order for you to sell it quickly.

Here are some of the important maintenance tasks that you need to take care of before the month is over, most of which involve getting ready for the harsh winter weather:

Add weatherstripping to doors and windows. The job of weatherstrips is to close any gaps in your home and keep the cold air and moisture where it belongs: outside. The best way to spot if this needs to be repaired is to look around the doors and windows of your home. If the side stripping appears to be worn-down or gone, you’ll need to replace it.

Check storm windows. Repair and clean storm windows that are cracked or dirty.

Get winter-fighting plywood ready for battle. Set aside some strips of plywood. When the weatherman starts predicting harsh winter storms, set the wood against the basement vents of the side of your home that bears the biggest brunt of inclement weather. This will help prevent frozen pipes in your home.

Inspect your insulation. Fall is the ideal time to check on how well-insulated your home is. You might need more, particularly if your home is a bit older.

Check your gutters. Do a quick once-over and ensure that all gutters are clear. Once the autumn leaves start falling and the rain starts to pour, they’ll be doing double duty, so you want them to be as clean as possible.

Avoid the need to call the exterminator. Now that the weather is cooling off, household pests such as mice are searching for a place to hide out all winter. Make sure your house isn’t that place. Check that all exterior vents are screened and fix gaps in doors and windows.

These are just a few of the things that you should do this month to ensure that your home is in tip-top shape for cold weather. The more diligent you are about caring for your home, the better condition it will be in when you decide to take the plunge and list it in the Brantford/Brant County Real Estate market. This way, home buyers will be more drawn to your home and you’ll stand out from other properties on the market that haven’t received as much TLC.

If you have any questions regarding your Brantford/Brant County Real Estate needs, don’t hesitate to contact me and ask! I’m happy to help you. I hope to hear from you soon!


Wally Dufrat | Sales Representative
RE/MAX Twin City Realty, Inc. Brokerage
Over 525 Closings!
515 Park Road North | Brantford, ON N3R 7K8
Direct:  (519) 752-5400 & (877) 759-5900 | Cell: (519) 761-7400 | Fax: 519-752-3400

Before You Buy or Sell Your Next Home, Visit My Website at:
www.FreeBrantfordHomeInfo.com for FREE Information!
 


Thursday, August 9, 2012

Get Approved Quicker

One of the toughest things about purchasing a home is being approved for a mortgage. Even with all the paperwork that needs to be filled out, one of the most difficult parts of the process is waiting to know if you got approved or denied. Throughout my years as a Brantford/Brant real estate agent, I have faced this step with my clients quite frequently.

However, now analysts are predicting that mortgage companies will begin approving, or denying your application much more quickly. Due to new and tighter mortgage rules companies will not have such a heavy influx of applications all at once, making it possible for them to work more efficiently.  Although you may get an answer on your application sooner than expected, it also may not be the answer you want. Banks can more easily weed out the applications they approve from those they deny because of lower amortization periods. 

The loan-to-value ratio is also a contributing factor in how fast you hear an answer on your application. This has to do with how much you need to borrow over the amount of your home. The lower amount you borrow from your home, the more likely you are to get approved.  If you are borrowing less, it shows the bank that you will be able to stay current on the future payments.

With companies making speedy decisions it is allowing perspective Brantford/Brant homeowners more time to apply at other companies in order to make their purchases.  As less people apply for a mortgage, the people that due will be processed quicker. There are still skeptics saying that times will not be shortened due to the new rules. 

If you have any questions about the new rules regarding applying for a mortgage, feel free to ask. Also remember, if you or anyone you know is interested in buying or selling Brantford/Brant real estate, contact me. I look forward to speaking with you!


Wally Dufrat | Sales Representative
RE/MAX Twin City Realty, Inc. Brokerage
Over 525 Closings!
515 Park Road North | Brantford, ON N3R 7K8
Direct:  (519) 752-5400 & (877) 759-5900 | Cell: (519) 761-7400 | Fax: 519-752-3400

Before You Buy or Sell Your Next Home, Visit My Website at:
www.FreeBrantfordHomeInfo.com for FREE Information!
 

Thursday, July 19, 2012

Tight Credit? You Can Still Get Financing For Your Brantford/Brant County Home!

While it’s true that the Canadian real estate market is faring better than others worldwide, lending restrictions are still quite tight. Many have suffered a financial blow during the recession, and thus have had to face multiple credit issues. This causes a problem during a time when banks are incredibly selective about whom to give a loan to. As a Brantford/Brant County Real Estate agent, however, I have worked with buyers of all walks of life. I can safely say that even if you are facing tight credit, you can obtain the loan that you’re looking for in your real estate transaction.

If you practice these three tactics when you go about getting a loan, then you’re far more likely to see success and obtain the Brantford/Brant County home of your dreams.

1.    Submit all the correct paperwork at once. Most banks aren’t requiring any more paperwork than usual, however they are paying close attention to all the necessary documentation in order to meet their strict lending guidelines. If you submit everything that you need at once, your application will be reviewed more quickly and you’ll look more organized.
2.    Submit all of your pay stubs, bank statements and financial documents for the bank to review. It’s much easier for you to obtain a loan if the bank knows exactly how much money you make and what you can spend on each monthly mortgage payment. The more up-front you are about your finances, the easier it will be for your bank to find the right loan for you.
3.    Pay attention to your credit score. You’re going to want to be on your best financial behavior after applying for a loan. Large purchases or missed payments will put a ding in your credit score, and that can raise some red flags for your lender. Even if your credit isn’t the best right now, if it’s apparent that you’re taking the right steps to get back on track and are actively working to rectify your mistakes, then you’re far more likely to get a loan. In my opinion, honesty is the best policy. The more up front you are with your lender and the more proactive your actions, the better.

As simple as these actions may seem, they go a long way in obtaining a mortgage loan during a time when so many are struggling to get financing. Navigating a Brantford/Brant County Real Estate transaction is far from easy, and I consider it part of my job to take some of the stress out of the process. If you have any questions about how you can go about purchasing a Brantford/Brant County home, don’t hesitate to contact me and ask. I’d be happy to help. I hope to hear from you soon!


Wally Dufrat | Sales Representative
RE/MAX Twin City Realty, Inc. Brokerage
Over 525 Closings!
515 Park Road North | Brantford, ON N3R 7K8
Direct:  (519) 752-5400 & (877) 759-5900 | Cell: (519) 761-7400 | Fax: 519-752-3400

Before You Buy or Sell Your Next Home, Visit My Websites at:
www.BrantfordHomeInfo.com or www.FreeBrantfordHomeInfo.com for FREE Information!
 

Thursday, July 5, 2012

Where Is The Market Headed After New Mortgage Laws Announced


While many believe that these new mortgage laws have come a little too late, their creators are hoping that this will soften the blow and not make the market crash as hard as some are predicting it will. The Brantford/Brant County Real Estate market, like the rest of Canada, is hoping to benefit from these changes.

One of the biggest parts of the new law has to do with the amount of money a buyer can take in a loan when paying for a house. Now at 80% from 85%,  this rate will give the buyer less debt in the long run, however many analysts are reporting that this decrease will make it more difficult for people to purchase homes, possibly leading them to rent rather than buy. Along with the lower rate for borrowing money, the payback period has dropped to 25 years from 30 years.  This would give home owners a chance to pay back anything owed in 25 years, and after that would be debt free. Some reports are showing though that most Canadians only have 15 years left on their mortgage, saying this part of the law is not beneficial in the long run. 

While the government is hoping that these changes will help home owners with their debt, many are saying they waited too long in order to do any real help.  With less time to repay loans, many officials are predicting higher payments will be required. With higher payments, homeowners may not be able to reach the unrealistic goals and won't be able to back their borrowed money in a reasonable amount of time. 

With stricter mortgage rules, many first time homebuyers will feel that renting is a better idea than buying. Although rental prices are reported to increase due to the laws, it is leaving first time buyers in a financial bind. While more renters mean more money in the Brantford/Brant County Real Estate market, it is also predicted to reduce prices once the rush of buyers has dropped off. 

If you have any questions regarding the new mortgage laws, or are interested in buying or selling Brantford/Brant County Real Estate, feel free to contact me! I look forward to hearing from you!


Wally Dufrat | Sales Representative
RE/MAX Twin City Realty, Inc. Brokerage
Over 525 Closings!
515 Park Road North | Brantford, ON N3R 7K8
Direct:  (519) 752-5400 & (877) 759-5900 | Cell: (519) 761-7400 | Fax: 519-752-3400

Before You Buy or Sell Your Next Home, Visit My Websites at:
www.BrantfordHomeInfo.com or www.FreeBrantfordHomeInfo.com for FREE Information!
 

Thursday, June 14, 2012

Ask Your Brantford/Brant County Real Estate Agent These Questions For A Successful Transaction!

If my years of experience on the Brantford/Brant County Real Estate market have taught me anything, it’s that if you’re going to have a successful home sale, purchase or investment, then you need to work with the right agent. Selecting a real estate agent is far from easy, which I discussed in my blog post a few weeks ago. An important part of finding the right professional to work with is knowing which questions to ask during the interview process. If you go about gathering the right information from each agent in the beginning, you’re more likely to find the one who you’ll work with best during the transaction.

As a Brantford/Brant County Real Estate Agent, I think that it’s important to inform my community about which questions to ask a prospective real estate professional that you’re going to work with. Here are five of the most important inquiries to make during the interview process:

1.    How do you determine the asking prices for your listings? The right real estate agent will take more than just comparatives into account. They will take the time to walk through your home and give an honest, thorough analysis of your property’s value based upon its individual features. They will use that, paired with comparable statistics, to come up with an asking price that’s the most fitting for your property.
2.    How many transactions did you close last year? Keep in mind that the market has been a bit slow over the past few years, but you still want to hear about a closing or two. It will show that the professional has been active and busy during the slump. An active resume during rough times shows that not only are they good at their job but that they work hard to stay successful during a rough patch, both of which are qualities you’ll want in an agent.
3.    How much of your business is based on working with buyers/sellers/investors? You want to make sure that you’re working with an agent who specializes in clients with the same needs that you have. If you’re an investor, you’ll want to work with an agent who works primarily with that demographic. This way, you’ll be more at ease knowing that the person who is handling your transaction is familiar with your needs and situation.
4.    What sort of properties do you sell? If you’re an investor looking for a distressed property, then you’ll want to work with an agent who specializes in selling those kinds of homes. If you live in a luxury property, you’ll of course want to work with someone familiar with those kinds of listings. It makes sense because you’ll want someone intimately familiar with your particular property who will know what is required to sell it quickly.
5.    How familiar are you with the local market? So many real estate agents in the Brantford/Brant County area know about national and regional market statistics but know nothing about their own backyard specifically. You definitely want someone who is familiar with the local climate because they’ll know what you need to do to see results in a particular area.

These are the questions you will want to ask to get the information that you need to know about your Brantford/Brant County real estate agent before hiring them. They’re all imperative to determining whether or not someone is the right fit for your housing needs. If you have any questions about selling, buying or investing in a Brantford/Brant County home, don’t hesitate to contact me! I’d be happy to give you some advice on getting started with your transaction. I hope to hear from you soon!


Wally Dufrat | Sales Representative
RE/MAX Twin City Realty, Inc. Brokerage
Over 525 Closings!
515 Park Road North | Brantford, ON N3R 7K8 
Direct:  (519) 752-5400 & (877) 759-5900 | Cell: (519) 761-7400 | Fax: 519-752-3400

Before You Buy or Sell Your Next Home, Visit My Websites at:
www.BrantofordHomeInfo.com or www.FreeBrantfordHomeInfo.com for FREE Information!
 

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Friday, May 25, 2012

Just Listed by Wally Dufrat: 122 Old Onondaga Road E, Brantford, CA N3T 5L4 - Updated Four Bedroom Bungalow on 1 Acre!

JUST LISTED BY WALLY DUFRAT AT RE/MAX TWIN CITY REALTY, INC:


Listed At:   $362,500
Bedrooms:   4
Bathrooms:  2



Owners purchased this home for the location and massive lot size.  Complete with a one and a half car garage, two storage sheds and room for chickens, this home is an excellent value with a lot of upgrades!  Recent renovations including a new pellet stove, addition, oil tank, hot water heater, windows, garage door, UV light in furnace, dual flush toilets, rear deck and a newer front porch and re-shingled roof!  All of this, within a 5 min drive to 403, school bus stop at the front door and a beautiful yard boasting seven pear trees, two apple trees and toboggan hills, this home should not be missed! 

Property Features

Central A/C Central heat Living room
Pellet Stove Fireplace Recent Updates Basement
Laundry area - inside Rear Deck Large Yard with Fruit Trees


Photos





Wally Dufrat | Sales Representative
RE/MAX Twin City Realty, Inc. Brokerage
515 Park Road North | Brantford, ON N3R 7K8
Direct:  (519) 752-5400 & (877) 759-5900 | Cell: (519) 761-7400 | Fax: 519-752-3400

Before You Buy or Sell Your Next Home, Visit My Websites at:
www.BrantofordHomeInfo.com or www.FreeBrantfordHomeInfo.com for FREE Information!